" Effects of Medicare coverage for the chronically ill on health insurance, utilization, and mortality: Evidence from coverage expansions affecting people with end-stage renal disease," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan The Geneva Association, vol. " Life and health insurance consumption in China: demographic and environmental risks," " The role of technology in mortgage lending,"Ģ4500, National Bureau of Economic Research, Inc. Andreas Fuster & Matthew Plosser & Philipp Schnabl & James Vickery, 2018." The Role of Technology in Mortgage Lending,"
Fuster, Andreas & Plosser, Matthew & Schnabl, Philipp & Vickery, James, 2018.Journal of Finance, American Finance Association, vol. " Who Are the Value and Growth Investors?," Harvard Institute of Economic Research Working Papersġ946, Harvard - Institute of Economic Research. Cocco, 2003.ĩ759, National Bureau of Economic Research, Inc.ģ157876, Harvard University Department of Economics. " Household Risk Management and Optimal Mortgage Choice,"Įconometric Society 2004 North American Winter Meetings Originality/value - This paper clarified several similar terms related to consumer finance and sorted out the diverse literature of consumer finance in multiple disciplines such as economics, finance and consumer science, which provide a foundation for generating more fruitful research in consumer finance in the future. The paper also introduced several datasets of consumer finance commonly used in the United States and China. The paper also reviewed key studies on consumer financial behavior around four key financial functions, namely, money management, insurance, loan and saving/investment and several nontraditional topics such as fintech and financial capability/literacy. Findings - This paper discusses similarities and differences among several terms such as consumer finance, household finance, personal finance, family finance and behavioral finance. Future research directions are also discussed. After defining the term “consumer finance,” we conducted a critical review of consumer finance as an interdisciplinary research field in terms of money managing, insuring, borrowing and saving/investing. Consumers refer to individuals and families. Design/methodology/approach - In this paper, consumer finance is used as a synonym of household finance. Purpose - The purpose of this literature review paper is to define consumer finance, describe the scope of consumer finance and discuss its future research directions.
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